Wealto is an AI financial brain that knows your salary, SIPs, loans and insurance. Ask anything, hand it any document, and see whether your money will be ready for what's coming.
Free forever tier · Documents analysed, then deleted · No spreadsheets
Am I better off on the new tax regime this year?
Your salary, SIPs, loans, insurance and tax all live in different apps that don't talk to each other. Generic AI doesn't know any of it. So the real questions — can I afford this? am I over-insured? will I have the money in August? — go unanswered.
Everything works off your real numbers — so the answers are about you, not the internet.
Ask anything about your money and get answers that already know your numbers — no re-explaining your finances every time.
Upload a salary slip, bank statement or tax document and get instant clarity. The file is analysed, then deleted immediately — never stored.
Every EMI, SIP, renewal and tax date in one place — free for everyone. Pro adds Money Readiness: will your money actually be there when each one lands?
RBI moves, budget changes and tax tweaks — translated to your exact rupee impact. Not headlines; what it means for your EMIs and returns.
Change one thing and see exactly where it leads — prepay a loan, raise your SIP, switch tax regime, or model retiring early. Precise, instant math on your real position. Free for everyone.
Wealto looks at your upcoming renewals, goals and tax dates against your real cashflow and savings — and tells you, weeks ahead, where you're on track and where you're about to come up short.
A reminder tells you something is due. Wealto tells you whether you'll have the money for it.
Two big obligations landing in the same window? It flags the conflict before it hits.
EMIs and SIPs run on autopilot. Wealto only surfaces the lumpy save-up moments that need a plan.
Need ₹18,000 more by 31 Mar.
Tight window. 2 obligations between 12–28 Aug need ₹74,500 — about ₹12,000 more than you're set to have ready.
A good CA charges ₹5,000+ a session. Wealto Pro is ₹249 a month — and it's awake at 11pm on a Sunday.
"You're paying ₹32,000/yr across three overlapping health policies. One covers you for the same thing twice."
DocSense, after reading two policy PDFs
"Prepaying ₹2L on your home loan now saves ₹4.7L in interest and ends it 19 months early."
Simulate — prepay scenario
"Your insurance renewal and advance tax both land in September. At today's pace you'll be ₹14,000 short."
Money Readiness — conflict flag
Start free in two minutes. No card, no spreadsheet, no jargon.
Start free — no card neededYour documents are analysed, then deleted. Always.